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Are employers able to waive or opt out of all health care reform?

IRS Releases 2011 Versions of Publications 502 and 503

IRS Issues 2011 Version of Publication 969 on HSAs, HRAs, Health FSAs and MSAs

May both an individual and spouse have HSAs?

Yes. If the couple has family HDHP coverage, it is up to the two individuals to determine how to split the maximum contribution, whether it is divided equally or in some other manner.

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